Business management for working artists

Put more money back in the artist's pocket.

A business manager takes 5% of everything you gross — before the fuel, before the crew, before you. BM does the same work, on every dollar, for a flat fee.

No percentage. Ever.

BM-1 5% Settlements filed 1099s tracked Cash flow live
The maths nobody says out loud

You're counting gas money.
They're counting a percentage.

Four people in a van, a $45 per diem, and a venue that pays at midnight if you're lucky. You're deciding whether the drive to the next city is worth the diesel.

Meanwhile 5% of everything you grossed is already gone. Not 5% of profit — 5% of gross. Charged on the tour that cleared and the tour that didn't. Charged before the crew got paid. Charged while someone sat in an office.

Sat in an office.
What the road costs
Fuel · hotels · crew · bus
What you clear on a good tour
$3,800 average, and only 57% clear anything
What comes off the top regardless
5% of gross · every dollar · every tour

82% of independent artists say they can no longer afford to tour beyond their own city. The percentage didn't move.

Paste a list of cities. That's the whole input.

Type the dates. Get the tour.

Drop in a list of cities and dates — or upload last year's budget and let BM read it. It sequences the run, draws the route, prices the diesel against your van's real loaded mpg, and hands you a budget before you've accepted a single offer.

AUSTIN
Sequenced, fuelled and costed before you say yes.
Your input
Feb 19  Seattle, WA
Feb 21  Portland, OR
Feb 13  Denver, CO
Mar 06  Austin, TX
Jan 30  Chicago, IL
Jan 15  Nashville, TN
…or drag in Tour Budget 2026.xlsx
SeattlePortlandDenverAustinChicagoBoston
Route6,480 misequenced, not as typed
Diesel$1,65715 mpg loaded · live regional price
Longest drive10h 48mbreaks your daily cap — insert a drive day
Days on tour47drives crew, per diems, hotels, backline
1

Paste or upload

A list of cities and dates, or last year's budget spreadsheet.

2

It routes the run

Sequenced for mileage, with drive times and a warning on any leg that breaks your cap.

3

It prices the road

Diesel from real miles and your vehicle's mpg. Hotels, per diems, backline from your own rates.

4

You get a budget

Every line a rule, not a pasted number. Add two shows and the whole thing re-solves.

The whole job

Designed with the artist in mind. Not the firm's.

Everything below is real scope a business-management firm lists — tour budgets, settlements, payroll, 1099s, multi-state tax, royalties. Almost all of it is process, and process is what software is for. You should be spending your time on the part that isn't.

01

Build a tour before you commit to it.

Type the cities or drop in last year's budget. BM routes the run, prices the diesel against your van's real loaded mpg, counts the days, applies your own crew rates and commission structure, and tells you what the tour nets before you accept a single offer.

  • Routing, drive times and fuel from real mileage
  • A warning when a leg breaks your daily drive cap
  • Change one thing — everything re-solves, because they're rules, not pasted numbers
  • Guarantees, door deals and splits modelled separately
Winter run · 32 shows
Show income$347,302
Crew & per diems$123,140
Travel$122,659
Commissions$105,468
Net+$26,930
Add two shows and every line moves.
Open this budget, live → 32 shows · every line solved from rules · nothing to sign up for
02

Every settlement, invoice and merch sheet in one place.

After the show, photograph the settlement sheet. BM reads the guarantee, the ticket counts, the venue's merch percentage and the walkout, files the original against that date, and reconciles it against the deal you were promised.

  • Show settlements and merch settlements, per date
  • The original kept verbatim and hashed — it's a record, not just numbers
  • Shortfalls against the deal flagged the same night
  • No more shoebox of paper and a folder of phone photos
Denver, CO · 13 Feb
Guarantee$20,000
Overage$8,313
Merch gross$4,120
Venue merch cut−$618
Walked with$31,815
Sheet filed · settlement-denver.pdf
03

Know what you have. Not what you had last quarter.

Upload bank and credit-card statements and BM turns them into a live picture — every dollar categorised, income separated from spending, and the four states your money is actually in.

  • Bank and card statements parsed and reconciled to the stated totals
  • Money in the bank, in PayPal, sitting at the distributor, and earned-but-not-posted
  • Runway: how long the band survives if the touring stopped
  • Personal and business kept apart — the first thing a real BM untangles
Where the money actually is
In the bankspendable today
In PayPal1–3 days
At the distributor~14 days
Runway6.2 months
A bank balance is not a cash position.
04

Pay everyone. Correctly. On time.

Band, side players, crew, vendors, per diems — each on the right basis, with the right tax treatment, and a record everyone can see. The part that quietly goes wrong is the paperwork, so BM watches that too.

  • Weekly, daily, per-show and flat rates from one versioned rate library
  • W-2 versus 1099 tracked per person, with employer burden accrued
  • Everyone over the $600 threshold flagged long before January
  • Per diems and tour float handled as their own thing
Friday payment run
Band × 3$6,000
Crew × 3$5,250
Per diems · 9 × 7$1,890
Employer burden 15%$1,388
True cost of the week$14,528
8 payees · 3 need a 1099 decision
05

Get taxed on what you kept, not what you grossed.

This is the one that actually pays for a business manager — and the one nobody tells you about. Tour a dozen states and you owe a return in most of them. Filed properly, with a budget submitted to each authority, you're taxed on the net profit of a performance instead of the gross receipts.

  • Per-state and per-province withholding from a rate table, not from memory
  • Income apportioned by where it was earned, show by show
  • Cross-border dates flagged — Canada withholds 15% at source
  • A clean year-end package so your CPA charges a flat fee, not a percentage
Withholding by jurisdiction
North Carolina4.0%
Massachusetts5.6%
Pennsylvania3.0%
Ontario · British Columbia15.0%
Shows missing a rateflagged
23 of 32 had nothing entered. Now they do.
06

Chase every income source, not just the loud one.

Distribution, publishing, agency, promoters, VIP, merch — each pays on its own cadence. A quarterly publishing cheque that never arrives is invisible for three months. BM knows who owes you what, and when.

  • Every payer registered with its cadence and expected amount
  • The source that didn't pay this month, flagged
  • Statements reconciled from the distributor all the way to the bank line
  • Earnings by release and by country — which song actually pays
Income sources
Distributionmonthly
Publishingquarterly
Booking agencyper tour
Merch commissionsmonthly
Late this month1 source
Ten payers, four cadences, one list.
07

Everything you owe, on a date.

Commissions accrue as income lands. Advances pay down monthly. Crew get paid Fridays. BM puts all of it on one calendar so nothing arrives as a surprise.

  • Commission accrued versus commission paid, per payee, per month
  • Advances and loans amortised until the balance clears
  • Show dates, payment runs and settle-ups in a single feed
  • Member draws and loan accounts kept straight between partners
Coming up
1 Nov · Manager commission$1,650
1 Nov · Advance instalment$1,000
1 Nov · Advance instalment$400
8 Nov · Payment run$14,528
Out this month$17,578
Derived, never typed.
After beta

What comes next.

We're deliberately not holding your money or signing your return. These are the next things worth building once the core is solid.

Connected bank accounts

Read-only feeds so transactions arrive instead of being uploaded, and spending is categorised the moment it happens.

One-click payments

Approve the Friday run and it goes — originated from your own account through a licensed partner. BM never holds your money.

Royalty audits

Statements checked against your contracts, so an underpayment gets caught instead of quietly absorbed.

Email statements

A detailed statement monthly, a digest weekly on tour, and alerts for what matters — a shortfall, a payer gone quiet, a 1099 threshold crossed.

Insurance register

Liability, equipment and non-appearance policies with renewal dates, and a certificate ready for the venue that asks at 4pm.

Forecasting

Six and twelve-month projections from your own history — the conversation a business manager has with you twice a year, available whenever.

Keep the five percent.

BM is in private beta with working bands. Tell us what you play and how you tour, and we'll set you up with your own books.